Take-home pay calculator
Enter your gross monthly salary to see an estimate of what you receive, with each deduction explained.
Who this calculator is for
Company employees in Japan who are enrolled in Kyokai Kenpo (Japan Health Insurance Association) health insurance and Employees' Pension Insurance, and are paid a monthly salary.
Enter your salary and workplace prefecture to see your estimate.
Rates for today's date are not available yet. Please check back soon.
Your estimated take-home pay
per month
- Take-home pay
- Social insurance
- Taxes
Breakdown
- Gross pay
- 健康保険料健康保険料・介護保険料
Health insuranceHealth insurance + long-term care insurance
Covers most of your medical bills in Japan (you usually pay 30% at the clinic). You and your employer each pay half. People aged 40 to 64 also pay long-term care insurance.
- 子ども・子育て支援金
Child and childcare support contribution
A contribution introduced in April 2026 and collected together with health insurance, to fund support for families with children.
- 厚生年金保険料
Employees' pension insurance
Your public pension. You and your employer each pay half. If you leave Japan, you may be able to claim a lump-sum withdrawal payment.
- 雇用保険料
Employment insurance
Funds unemployment and parental leave benefits. The rate depends on your type of business.
- 所得税
Income tax
Withheld from your salary every month and settled at the year-end adjustment in December.
- 住民税
Resident tax
Local tax for your city and prefecture, based on last year's income. Deducted from your salary from June to the following May.
- ¥0 this year (first year in Japan)
- Total deductions
- Take-home pay
Please note
- This is an estimate. Your actual payslip may differ. For exact amounts, ask your employer, your city office or the Japan Pension Service.
- Social insurance here is based on this month's pay. In practice it is based on your standard monthly remuneration, usually set from your average pay in April to June, so the amounts may differ.
- Income tax is withheld each month using a simplified method. At the year-end adjustment (nenmatsu chosei) in December, part of it may be refunded to you, or a small amount may be added.
- In your first year you usually pay no resident tax. From June of the following year, resident tax based on your income this year will be deducted from your salary.
- Resident tax is estimated as if you earned the same salary last year. The actual amount is decided by your city office and shown on the notice you receive through your employer around June.
- To claim family members living outside Japan as dependents, you must give your employer documents proving your relationship and money transfers, with Japanese translations. Some family members aged 30 to 69 living abroad cannot be claimed. Official guide from the National Tax Agency (English and other languages)
Enrolled in National Health Insurance or National Pension?
This calculator does not cover you. If you pay National Health Insurance (Kokumin Kenko Hoken) or National Pension (Kokumin Nenkin) yourself, for example as a student, a freelancer or a part-time worker who is not enrolled at work, your deductions are calculated differently. Please check with your city office or the Japan Pension Service.
Official information
- 厚生労働省「国民健康保険の加入・脱退について」 (in Japanese)
- 日本年金機構「国民年金」 (in Japanese)
- Japan Pension Service (English)
Official sources
Rates and rules are based on the following official pages (checked on 2026-09-25).
Show all 20 sources
- 日本年金機構「厚生年金保険料等の納付」（当月の給料から前月分の保険料を差し引く） (in Japanese)
- 協会けんぽ「令和8年度の協会けんぽの保険料率は3月分（4月納付分）から改定されます」 (in Japanese)
- 厚生労働省「令和8（2026）年度 雇用保険料率のご案内」 (in Japanese)
- 国税庁「令和8年分 月額表の甲欄を適用する給与等に対する税額の電算機計算の特例について」 (in Japanese)
- 東京都主税局「個人住民税」 (in Japanese)
- 厚生労働省「雇用保険被保険者からの雇用保険料の控除方法」 (in Japanese)
- 協会けんぽ「令和8年3月分（4月納付分）からの健康保険・厚生年金保険の保険料額表（東京支部）」 (in Japanese)
- 国税庁 タックスアンサー No.2582「電車・バス通勤者の通勤手当」 (in Japanese)
- 国税庁 タックスアンサー No.1130「社会保険料控除」 (in Japanese)
- 国税庁「国外居住親族に係る扶養控除等の適用について」 (in Japanese)
- 日本年金機構「厚生年金保険料額表」 (in Japanese)
- 国税庁 タックスアンサー No.1410「給与所得控除」 (in Japanese)
- 札幌市「税額の算出方法（個人住民税）」 (in Japanese)
- 総務省 個人住民税検討会 資料3「個人住民税の基礎控除等について」（令和8年5月29日） (in Japanese)
- 総務省「個人住民税」（概要資料） (in Japanese)
- 品川区「人的控除の差の一覧」 (in Japanese)
- 中央区「基礎控除、所得控除の種類と控除額（人的控除）」 (in Japanese)
- 中央区「収入段階別の配偶者控除と配偶者特別控除（参考）」 (in Japanese)
- 大阪市「税額の計算（個人市民税）」 (in Japanese)
- 日本年金機構「標準報酬月額の対象となる報酬に、通勤手当は含まれるのですか。」 (in Japanese)